Category Archives: General Investing

Minecraft: The Story of Mojang

| My site: Minecraft.su | |____________________ | The video above only contains the first 6 minutes of the piece. To view the full 20-minute short for free, please visit http THE BEGINNING: Over the past year, the computer game Minecraft has become a cultural phenomenon, drawing millions of players into the unique, low-res world created solely by Swedish programmer Markus “Notch” Persson. When Persson announced that he would invest his Minecraft earnings in founding his own development house, Mojang Specifications, 2 Player Productions seized upon the rare opportunity to fly to Sweden and document the first week in the life of the new studio. During the editing process of what was only supposed to be a twenty-minute short, it became clear that an important chapter of gaming history was still being written, and that a feature-length documentary about Mojang’s first year would make a powerful statement about what it means to create, release, and play games in the twenty-first century. THE FILM: For the first time, viewers will be given an in-depth look at both the triumphs and the challenges faced by a studio during their first year in existence. We will analyze the unprecedented success of Minecraft, gain insight into its impact from journalists and industry professionals, and meet the fans whose lives have been changed by the game. “Minecraft: The Story of Mojang” would represent 2 Player Productions’ second foray into feature films (following 2008’s critically-acclaimed

Investing in an Immigration Project to Canada – The Immigrant Investor Program of Quebec

As the world is experiencing great changes in terms of weather , financing shift of wealth and political frictions , more and more business people and wealthy Managers are looking for a Permanent Residency in a stable country that will provide a bright future for their family. Canada is by far one of the only immigration countries that benefits from a strong economy , plenty of natural resources, security and a true social security system that does not discriminate based on wealth. All Canadians enjoy the same free services. The Immigrant Investor program of Quebec and Canada is limited to Investors that have previously accumulated a Minimal Net Worth of at least 1,600,000$ Canadian. They will enjoy Permanent Residency for their family and all the benefits of being in Canada. After 3 years of living in Canada, they can apply for the Canadian Citizenship. In exchange for receiving the right to move Permanently to Canada, Immigrant Investors must make a passive investment in government bonds of 800,000$ CAD for a period of 5 years without receiving any interest payments. The accumulated interest generated by the passive investment is than used to finance startup companies in Canada. There is no risk for the Investor to lose the capital. After 5 years, the Immigrant Investor is fully reimbursed the capital. There is also the possibility of avoiding making the investment by paying financing fees in advance of 220,000$ CAD non refundable.

Of course, this program is very limited in scope , but represents for the lucky few, the real last open door to Canadian immigration. This program has no age limitation, no language skills and no diplomas required to apply.

Educate Yourself on Bank Certificate of Deposits

In the light of all the market turmoil that has ravaged countless individuals’ retirement nest eggs and other investments in the last several years, many people have begun looking for other investments that feature less risk. A person looking for the safest investment that offers higher returns should consider a certificate of deposit. About Certificates of Deposits Certificates of deposits are both safe and reliable investments for investors looking for a slightly larger rate of return than a savings account and the safety of almost no loss to principle. Over the years, the various types of CDs offered has grown considerably. This has made it a little confusing to determine which one is best for a particular individual’s scenario. Two popular types of CDs are callable and jumbo CDs. Many people like to shop for the most advantageous certificate of deposit available to them by the CD’s annual percentage yield (APY).

This is an important means of comparing what CDs actually pay investors. Annual percentage yields can be used to compare and contrast two different CDs that possess the identical maturity date but provide different means of paying their interest, quarterly versus semi-annual, for example. APY takes into account how frequently the bank pays the interest on an investor’s particular certificate of deposit. If a CD offers more often interest payments, then the return and APY is actually increased. Callable Bank Certificates of Deposit Many certificate of deposits investors will not be familiar with the concept of a callable CD. Callable certificates of deposit can literally be taken away from a CD owner following the expiration of the call protection timeframe. This would be done in advance of the CDs maturity..As an example, a five year CD that included a six month timeframe call protection could only be taken, or called, away following the conclusion of the first six months of ownership. Banks like to offer such callable certificates of deposit as the risk of a dropping interest rate is then shifted to the buyer of the CD who made the deposit in the first place. In exchange for accepting this callable nature that creates a risk of losing the interest rate, callable certificates of deposit come with slightly higher yields than identical maturity date certificates of deposit that are not callable.

This extra yield is a part of the compensation for the buyer being willing to take on the risk of losing a locked in interest rate. Banks use callable CDs to manage their exposure to interest rates when they sell such CDs. To come up with the rates that they are willing to pay a holder of a callable CD, they use complicated option pricing models. This allows them to come up with an appropriate reward to offer the buyer who helps them to balance their interest paying deposits against their loans that they make. The bank is only hedging its risk with these types of CDs. Jumbo Certificates of Deposit Like Jumbo Mortgages, Jumbo certificates of deposit typically are those of greater amounts, such as a $100,000 or higher. The advantage to jumbo certificates of deposit lies in their higher interest rates. It used to be that Jumbo CDs were not completely insured, since the FDIC only provided per account insurance of $100,000. Now, the FDIC raised insurance amounts on retirement accounts to $250,000, covering most jumbo CDs held by retirees. For those CD holders who are not using retirement funds, many banks offer smaller amount jumbo CDs. These can be as little as $25,000 or $50,000, and are called mini-jumbo CDs. Certificate of deposit provide investors with a financial product that is better than a standard savings account. Certificates of deposits offer investors with a higher rate of return for little to no additional risk.

Islamic Banking

The events of recent years have demonstrated the resentment of the Muslim world against the Western powers. Such power is most evident in the financial arena, where Western banks and financial markets dominate in clear contrast to traditional Islamic beliefs. However, in the last 25 years, there has been development of a non-violent challenge to that power. The change has come from a group of Islamic financial institutions and subsidiaries of international banks that have expanded their operations. The Islamic holy book, the Koran puts a ban on charging Riba, a form of common interest in pre-Islamic Arab society. This mechanism doubles the rate if a debt is not paid when due and continues in each time interval. Many consider the riba as an extemporaneous, and many Muslims see the interest as something that goes against religion. This could regulate the operation of modern banking, but the Muslims want to save money, protect it from inflation and invest in order to obtain benefits, and also to see the expansion of their businesses, build new power plants investing more in new capital. These conflicting demands of religious beliefs and economic need have been the impetus for change and growth of Islamic banking. In 1973, seven Arab nations joined to form the Islamic Development Bank, which function as the World Bank, promoting economic development but within the parameters of Islam (the bank has now 55 members). Among other initiatives, Elli Elhadj, says it was first introduced in 1980, an instrument in accordance with Islam. Today there are 150 Islamic banks around the world. With growth, conventional international banks also have followed the trend by offering special products to investors and even private ATM or the possibility for Muslim clients know their money is being handled in a religiously pure. Today a Muslim can even easily be benefited by the availability of Credit cards Dubai. The Islamic finance industry has started to gain major momentum outside Islamic bank Dubai. As more financial institutions begin to introduce Sharia-compliant banking products and services, the growth of this market segment provides a new opportunity for Banks of Dubai to export their business outside of the region to serve the more than 1 billion Muslims living worldwide. There is now a Dow Jones Islamic Index, which includes companies that produce alcohol, snuff and other items prohibited by Islam. However, some obstacles prevail, and cultural differences of each country, between different Islamic banks and product offerings of these institutions. The market is segmented by the level of religious conservatism. Consequently, some groups have met to try to set standards. To some experts, the underdevelopment of the Muslim world in some areas has been the result of religious rules that limited the size of the organization, inheritance patterns preached and held some legal protection to corporations and individuals. In the process, the Muslim world lost valuable time while the industrial revolution was changing the western and developing new legal and religious systems, which drove economic growth. However, innovations that occur in Islamic finance could boost development in the Muslim world after the facilitation of internet banking, debit & credit cards in various banks of Dubai and all over the middle-east.

AHEB Investment Group Services

AHEB INVESTMENT GROUP -1

Any business may at some point in its existence need financing services. The need for the finances may at times even be vital for its survival. The offers of many lenders may be very beckoning and in desperate times, you may be tempted to seize the first offer. But it is necessary to remember that lenders and financing companies vary considerably and contemplating the interest rates alone will not do. It is required to correctly assess and evaluate your needs and the requirements your lender satisfies. This will help you select the loans that will meet both your existing and future requirements. It is also mandatory to check the company’s conditions in great aspect before making a positive decision. With AHEB Investment Group, you will have no problem in setting up your finances accurately.

AHEB Investment Group is a leading financing and financial services advisory services companies. They provide worldwide admission to capital and professional support in obtaining loans for small, medium and large organizations. AHEB Investment Group also offers their services to industrial and commercial development projects. Their ability to help secure loans that are usually very hard to obtain from world’s major banks is the solution to their success. They attain this by reducing the risks to lenders by providing collateral agreements to protect the value of their clients’ projects.

If you are experiencing complexity in getting a loan for your business, then AHEB Investment Group is the place where you will find services to meet your requirements. Due to their excellent track record and professional service, many businesses have chosen to trust AHEB Investment Group. They provide assistance all through the financing process including advice on loans, financing, investment, funding, consulting, account opening, business planning and management for successful financing. AHEB also has extremely good working relationships with most of the world’s supreme financial institutions and regional banks and this is one of principal advantages of choosing to work with AHEB Investment Group.