Tag Archives: Investment

General Investing

Sundaram Mutual Fund Systematic Investment Plan

Sundaram BNP Paribas Mutual Fund has launched several schemes which are generating returns more than the benchmark rates since inception. The fund managers for these schemes are more experienced and they take wise decisions in difficult times. The systematic investment plans launched by Sundaram mutual fund is one of the most successful schemes. This type of scheme is similar to investing in a bank recurring deposit. This plan generates more consistent returns when compared to the regular schemes as this type of investment has many advantages.

Sundaram SIP Plans:

You can make monthly payments which will reduce your burden of making single payments at a single time.
As you are investing each month, you buy units at different cost. Once you calculate the average cost of the units bought by you, the cost will be less when compared to regular purchase. This is called averaging. So this would also help you to earn more returns.
The minimum investment amount would be very less so that more retail investors and low income persons can participate in this scheme.
There are variety of payment options like post dated cheques and sip auto debit facility. You can issue post dated cheques for the monthly instalments. The company will send the cheques for clearing on the corresponding dates. Once they receive the payments they will buy additional units for your folio and will send you the updated statement. The units will be bought on the current NAV.

Next Step: Get More Details and Start Investing:

Forex Trading Articles

Investment Myths About The Forex Markets

The forex trading market is the biggest financial economic market in the world with huge amount of money flow. It basically deals in the currencies of foreign countries. There is no physical location for the forex markets or any kind of central exchange. It is operated through the electronic network all across the banks, the companies and even the individual traders. That is the reason why there are lots of myths and misconceptions around with the forex trading market. A lot of novice forex market traders have got myths and the misconceptions. They assume that it is an easy way of earning money, off course it is but the traders who earn huge money are quite experienced in this field and people think they too can do the same. If you are new top the forex trading and want to make it big then it is advised that not to hear or believe in these myths and the misconceptions.

There is one myth among the people that the most complicated and the complex forex indicator and the robot will work more efficiently without any human efforts required. But that is not true all the time. People think it is an easier form of trading but it requires a lot of discipline and sincere efforts to succeed in the trade forex market. Even if you have appointed latest trading equipments and the automated system then also you have to spare your time and make some strategies and plans which would work out. In the forex market a lot of things happen which can change in the course of the day.

Most of the forex traders also think that they are the masters of this forex trading and they can predict the trading and the currency prices in advance. Using the principles of Fibonacci, Elliot wave etc. They may be accurate but not right all the time. So, just forget about these predictions and you should start working towards the trading and the price action etc.So, in order to success at this level just do your homework and research and act smartly. Remember one thing always think before you act.

General Business

Trading And Investment is a Good Way to Earn Money

Every individual wishes to save enough of money to have a lavish and luxurious life and to have all that they require at their whims and fancies. The price of every commodity today is rising constantly and yet people are not willing to lead a simple life. They will work extra to earn an additional income or even look at other options that will give them a good source of income. There are a number of people who say that their monthly or annual income isn’t sufficient enough to fend for their lavish lifestyle and hence looking at alternative sources to earn money becomes a priority. This is where trading and investment helps to a large extent.

Trading and investment is highly beneficial and is definitely one of the best and the safest ways to earn money. Depending upon your short term or long terms goals, you can choose your investment plan. This can be done by taking assistance from the numerous investment companies that have come up to help those who wish to invest in the same. However, one should tread with caution since there are a number of fraud companies that have come up as well and one should remain careful against these.

It is always best to understand the background of the trading and investment company you rely upon. Go through their work records, check client testimonials, and see if they have delivered what they promised in the past and if clients have been happy with the results. This will make sure that you trust the company you invest in more thus building a good relation and strengthening your rapport with the company.

Trading and investment requires one to understand the background of the volatile market and know how it functions. Understanding the finer nuances of the market will help in progressing well and in a steady way once you enter the market. This will help you understand your short term and long term goals and plan accordingly. However, if you are a novice, it is best to take advice from professionals who understand the market well so that you make no mistakes.

General Investing

SBI Mutual Fund Systematic Investment Plan

This fund was launched by the SBI mutual fund, to give the investors, a high opportunity for growth. It is one of the 5 Magnum Sector Funds umbrella launched by SBI. The funds were mostly invested in the equities which is a high risk investment. Only 0 to 10% of the funds were invested in other money markets.

SBI contra fund is a open ended equity scheme which invests in equities which are out of favour in the market. This fund was launched in 1999, with a minimum application amount of Rs 3000. There is no entry load for investing in this fund. But if you withdraw your fund within one year of investment, then you will be charged 1% of the amount as exit load. If you withdraw your amount after one year, then you will not be charged any exit load.

SBI mutual fund systematic investment plan is available for this scheme also. Under the recently launched “SBI Chota SIP” scheme, you can invest a minimum amount of Rs 100 per month or under systematic investment plan scheme you can invest a minimum amount of Rs 500 per month. These investments can be made either monthly or quarterly in advance. You can also choose sip auto debit facility for making monthly payments. For availing auto debit facility, you have to sign the bank authorization form along with the mutual fund application form. Once your application form is processed, your will get your updated statement. Once the monthly payment starts, you will get an updated statement every month with the updated units purchased in the folio.

General Investing

EB5 Investment Program – Stepping up to an EB-5 visa

Just like all methods of immigration, the process of obtaining a U.S. green card using the EB-5 visa program can get a bit tricky, but laying out the general steps greatly simplifies the process. The EB-5 visa program allows foreigners to become eligible for U.S. green cards if they invest $1 million in a U.S. business and that investment leads to the creation, or preservation, of 10 jobs.

Choose the investment

The $1 million investment requirement may be the most important part of the program and, as such, requires the most thought. The $1 million can be invested on one’s own or with the help of an EB-5 regional center.

A regional center is an umbrella company of sorts that’s manages the investments with a focus on a targeted geographic region. They can be private entrepreneurs, corporations or government agencies. After being approved for regional center status, the center is tasked with handling the investment. It is estimated that more than 90 percent of EB-5 investments are handled through the 84 regional centers in the country. They have proven to be a safe and reliable way for investors to obtain U.S. green card eligibility.

In some instances, the investment need not be $1 million. In regions designated Targeted Employment Areas (TEA) only a $500,000 investment is required. These areas are distinguished by having an unemployment rate higher than the national average.

One of the most attractive features of the EB-5 visa program is that the participant does not have to settle in the area in which they invested. So the whole country is open to EB-5 investors.

Get the papers in order

In addition to the specific paperwork required for the EB-5 program, it is important for the potential investor to have their identification documents, such as birth certificates, bank statements and immigration papers in order. Having these can make the EB-5 process run much more smoothly.

Be ready to move to America

Once the investment has been made and all the paperwork has been filed, EB-5 investors are generally allowed into the country on conditional resident visas. These allow investors to stay in America while they wait for their green cards.

Finally, if the investment has created 10 jobs, either directly or indirectly, the investor can apply for a U.S. green card. When the green card is issued, the investor and their entire immediate family is permitted to live anywhere in America.

For more information about eb5 investments or eb5 visas, please visit eb5exclusive.com.