Tag Archives: recession

General Business

Recession ‘has Not Changed Saving Spending or Borrowing Habits’

The uncertain economic climate has failed to change the saving, spending and borrowing habits of UK consumers, new figures have shown.Research by HSBC has found a disparity between what Britons say and do, as 76 per cent stated they are worried about their fiscal situation but 68 per cent have yet to adapt their financial habits.

Almost one-fifth of the population are putting less money into savings accounts, despite the attractive bond rates available.The study found that twice as many consumers aged between 18 and 24 have changed their savings habits compared to those over 55, with 57 per cent claiming that the recession has altered their behaviour.

More than a third said they are putting more money into their savings account, while 23 per cent said they are saving less due to the uncertain economic climate.In terms of spending on credit cards and other facilities, women have adopted a much more proactive attitude to reducing their average outlay than men.Just over a fifth said they are spending less compared to 17 per cent of men, with the younger generation leading the way again.

More than two-thirds of Britons said that they have not changed their borrowing habits in any way, while 26 per cent said they are less inclined to borrow and six per cent are borrowing more.Richard Brown, head of savings for HSBC, said that despite the majority of people claiming to be concerned about their financial situation, the figures show that many have failed to take steps to address the issue.

“This suggests people either have their heads in the sand and do not realise the need to change or that they have simply decided to stoically ride out the recession by refusing to alter their ways,” he added.One way in which consumers could alter their financial habits is by learning to shop around for the best prices on products such as personal loans.

Joanna Parsley, associate director of Credit Action, said it is imperative to do so to ensure that a product is the most suitable of all the available options.

General Business

Beating The Recession With An Online Business

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There are millions of people across the world who struggle from a poor and jobless economy. Even with access to the internet and some basic information on how to create online business success is anything but guaranteed. Starting an online business will not immediately solve your money problems, but you can start on the path to financial freedom. Many say that if your goal is to make money online then you have no chance, but I think money is an excellent motivator as long as you make it past the first few months which are quite dry. These months you should set some basic goals which are accomplishable. Do not set goals such as make a million dollars this is fine for a ten year goal, but for the first little while making a couple dollars should be all you look forward to. Before you start an online business understand that the only way to make it and build a nice income is sticking with it no matter what. The first year or so you will usually make very little, but if you continue to learn everything you can about business and marketing you will begin making more and more.

For those of you serious about starting an online business the first thing you will need is a presence that has links which will make you money when visitors click on them. There are two types of presences out on the web the first is free and the second is paid. I highly recommend that you purchase your hosting because if you use free hosting at any time they can take your website or blog down for any reason. One of the best paid hosts I have ever used is hosting24.com which will give you truly unlimited hosting for under five dollars per month. Another important reason for having paid hosting is they can hand much more traffic than a free server. Free servers or hosting have limited bandwidth and if you surpass this bandwidth your website or blog will be shut down for the rest of the month. If you have absolutely no money to spend on your online business then go ahead and use free hosts such as wordpress.com or 000webhost.com.

After creating a presence you may notice that you are getting absolutely no website traffic. Just because you built a presence does not mean anyone will know about it unless you do some internet marketing and social marketing to let the world know you exist. This can be done in several different ways such as submitting some articles to article directories or submitting your online business to some basic general directories over at directorycritic.com. For social marketing you must understand that promotion is not what will get you success, but rather connecting. You can talk about your website or blog on such websites such as twitter or facebook, but if you really want to see success you must learn proper social networking connections. When you get on twitter or facebook make sure the majority of your content produced has original helpful content. I usually like to stick with the rule 1:10. This means for every link I post in facebook or twitter I make sure to have 10 quality content posts.

Market Analysis

Enhance Your Online Marketing Results with Personalized SEO Services

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When it comes to high rankings on the search engine result pages, the webmasters never want to compromise. Hence, there is a growing demand for personalized SEO services that cater to the need of many online marketers who want to reduce their marketing cost during the ongoing recession. It is your optimization techniques that can literally make your online business. Hence, selecting the precise techniques of search engine optimization is really crucial for you.

Among the myriad of SEO service providers across the world, there are some SEO companies that provide personalized SEO services to their clients. If you are hiring the customized SEO service for your online marketing campaign, you should check that the service provider is able to achieve your marketing objectives.

Potential to Deal with Various Search Engine Algorithms

If your SEO company has added personalized SEO services for the clients, you must ask them to optimize your websites for various search engines. There are many search engines across the web and people are using them apart from using the major search engines. It is very likely that you can get visitors to your website through other search engines as well. Therefore, you need to optimize your website for different search engines. For this, your SEO service provider must understand the algorithms of various search engines and optimize your website for them. It will definitely increase the number of visitors to your website apart from increasing your website positions on different SERPs.

Skill To Analyze Various Aspects of SEO

SEO is not the mere technique of getting high rankings in search engines. It is the process of promoting your business online and getting ROI. Hence, every aspect of SEO should be chosen carefully so that you can promote your business strategically and reach out to your niche audience successfully. The personalized SEO services should dedicatedly work on analyzing different aspects of SEO starting from competitors’ analysis and keyword analysis to content analysis and market analysis. Actually, these analysis and research form the basic of any SEO campaign. Unless you get an idea about all these things you can’t go ahead with planning the SEO campaign.

Ability to Develop Effective SEO Strategies and Implement Them

The personalized SEO services are customized SEO campaign and are planned uniquely depending on the requirements of the customers. Therefore, as a client you should expect your service provider to plan and execute each SEO strategy carefully for you online business shouldn’t face more challenges during this recession. If the keyword analysis is done with appropriate techniques, it is easy for your website to make its way to top rank in search engines. Accordingly, you can develop your link building strategies and other marketing plans. Implementing the strategies also equally important to achieve the marketing goals with the SEO campaign.

When you are selecting the personalized SEO services, make sure you have decided your marketing goals. Your service provider needs to understand your marketing goals and develop the plans accordingly to device a successful SEO campaign.